FlexInvest’s margin interest rate is based on a floating rate and will vary depending on your investment amount and whether or not you're subscribed to Premium or Elite plans. Additionally, the interest rate depends on whether you are using margin for USD products or EUR products.
USD margin rates explained
Interest is calculated daily at the end of the day on settled margin transactions. The daily standard interest rate for a Basic plan in USD is 6.5% divided by 360. For example, if you use $3,000 of margin, we’ll calculate $0.54 of daily interest as follows:
$3,000 margin used and subject to interest
$3,000 * (6.5% / 360) = $0.54 per day
If you're subscribed to the Elite plan, for example, you'll receive a discounted base rate. The Elite floating interest rate for USD margin is currently 5.2%.
In addition to your active plan, your interest rate is subject to vary based on your USD investment amount. The greater your investment is, the lower your interest rate will be according to the following amounts:
Investment Amount | Basic Plan | Premium Plan | Elite Plan |
Up to $20,000 | 6.50% | 5.80% | 5.20% |
$20,001 - $50,000 | 6.37% | 5.69% | 5.13% |
$50,001 - $100,000 | 6.21% | 5.57% | 5.06% |
$100,001 - $500,000 | 6.06% | 5.45% | 4.98% |
$500,001 - $1,000,000 | 5.90% | 5.34% | 4.91% |
$1,000,001 or more | 5.76% | 5.23% | 4.85% |
We’ll charge your brokerage account every 30 days at the end of your billing cycle. You can always check the current status of your billing cycle and other margin settings in Account → Margin investing.
EUR margin rates explained
Interest is calculated daily at the end of the day on settled margin transactions. The daily standard interest rate for a Basic plan in EUR is 5.3% divided by 360. For example, if you use €3,000 of margin, we’ll calculate €0.44 of daily interest as follows:
€3,000 margin used and subject to interest
€3,000 * (5.3% / 360) = €0.44 per day
If you're subscribed to the Elite plan, for example, you'll receive a discounted base rate. The Elite floating interest rate for EUR margin is currently 4.2%.
In addition to your active plan, your interest rate is subject to vary based on your EUR investment amount. The greater your investment is, the lower your interest rate will be according to the following amounts:
Investment Amount | Basic Plan | Premium Plan | Elite Plan |
Up to €20,000 | 5.30% | 4.90% | 4.20% |
€20,001 - €50,000 | 5.19% | 4.81% | 4.15% |
€50,001 - €100,000 | 5.07% | 4.72% | 4.10% |
€100,001 - €500,000 | 4.96% | 4.64% | 4.04% |
€500,001 - €1,000,000 | 4.86% | 4.55% | 3.99% |
€1,000,001 or more | 4.75% | 4.47% | 3.94% |
We’ll charge your brokerage account every 30 days at the end of your billing cycle. You can always check the current status of your billing cycle and other margin settings in Account → Margin investing.
Investing in securities or other financial instruments always involves the potential of losing your money. FlexInvest recommends considering your investment objectives and risks before investing. For more information, please read our Risk Disclosures Statement and our Terms & Conditions.